We're on a mission to make financial decisions simpler, smarter, and more accessible for every New Zealander. No jargon, no hidden fees, no pressure.
TurtleMoney was born from a simple frustration: comparing insurance and home loans in New Zealand was way too complicated. Traditional comparison sites were cluttered with ads, brokers charged high fees, and direct providers made it impossible to compare options.
We thought, "What if we built something different?" A platform that's genuinely free, transparently shows real rates, and helps you make informed decisions without the sales pressure. One that works like you'd want it to—fast, simple, honest.
The turtle represents our philosophy: slow and steady wins the race. Financial decisions shouldn't be rushed. Take your time, explore your options, and make choices you'll feel good about years from now.
The principles that guide everything we do
We believe in radical transparency about how we operate, what we earn, and how we help you.
Your financial wellbeing comes before our commissions. Always.
We're constantly improving our platform to make financial decisions easier and smarter.
Financial advice shouldn't cost money. Everyone deserves access to expert guidance.
We're committed to operating with the highest standards of integrity
We believe in total transparency. Here's exactly how our business works and why our service is free for you.
We earn a commission from insurance providers and lenders when you choose one of their products through our platform. This commission is built into the product price and doesn't cost you anything extra. Whether you come through TurtleMoney or go directly to the provider, you'll pay the same price.
No, never. We always show you the best options based on your needs and circumstances, not which provider pays us more. Our recommendations are driven by factors like coverage quality, customer ratings, price competitiveness, and how well the product matches your specific situation.
For insurance, we typically earn between 100-200% of the first year's premium. For home loans, we earn around 0.15-0.25% of the loan amount plus a small ongoing trail commission. These are industry-standard rates that all comparison sites and brokers receive.
Because providers pay us to bring them customers, we can offer our comparison and advisory services to you completely free. We believe everyone should have access to expert financial advice and transparent comparisons without paying consultation fees.
Yes, we operate under New Zealand financial services regulations. All our advisers are licensed, and we're required to act in your best interests. We're also registered with the Financial Markets Authority (FMA) and comply with the Financial Advisers Act.
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